My aim at the outset was to create a company that was customer focused, putting clients’ needs before its own. This principle was instituted in each new business line we added as MIT expanded and diversified over the years. Where we felt further experience was needed to better serve our customers, we tied up with the best partners, both locally and internationally, all the while staying true to our values and Islamic traditions. I believe that this customer-focused approach and our willingness to innovate are what make MIT stand out among its competitors. But by far the most valuable wisdom that I have discovered over the years is that the human element must always be respected, encouraged and coached. No matter how much technology may change our lifestyles for the better or worse, it is crystal clear that employees are the most valuable assets an organization can have. It is vitally important to invest in people because they are the ones who make the difference. This has proven to be a winning formula for thousands of years and will continue to do so for many years to come. These philosophies are now entrenched within our organization at all levels and will continue to drive our strategies in the years and decades ahead. On behalf of MIT, we look forward to serving you.